Your Cost Preview

Your Rights and Protections Against Surprise Billing
Last updated: December 2025

Under the No Surprises Act, you have the right to receive a Good Faith Estimate (GFE) explaining how much your medical or mental health care may cost. This estimate applies to clients who do not use insurance, are uninsured, or choose self-pay for services.

A Good Faith Estimate outlines the expected charges for services you may receive at WhatIf Therapy. It is not a bill. The final cost of services may vary depending on your individual treatment needs and preferences.

• Initial Intake (60 minutes): $275
• Standard Session (50 minutes): $250
• Short Session (30 minutes): $150

Treatment for OCD and anxiety can vary. Most clients receive weekly sessions for 8–16 weeks, though some prefer more or fewer sessions depending on goals, progress, and clinical need.

Example Estimates:

• 4 weeks of weekly 50-minute sessions: $1,000
• 12 weeks of weekly 50-minute sessions: $3,000
• 12-week plan with intake + weekly 50-min sessions:
  • Intake: $275
  • 12 sessions at $250 each: $3,000
  • Total estimated cost: $3,275
     

Your actual estimate will be tailored to your treatment plan and provided in writing before your first session.

Your Good Faith Estimate may include:

• Intake assessment
• Individual therapy sessions

It does not include services you choose to obtain outside of WhatIf Therapy (e.g., lab tests, medications).

• You have the right to receive a GFE at least 1 business day before your first scheduled service.
• You may also request an estimate at any time, even if you’re not scheduling a service.
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
   

To request a personalized Good Faith Estimate, contact:
📧 matt@whatiftherapy.com
🌐 www.whatiftherapy.com